For two years, we put off so many things we needed and wanted for the sake of getting out of debt. After hitting that goal, we immediately realized that it would be impossible to purchase everything we put off all at once. At the same time, to keep a running list in our minds, felt completely overwhelming. To reduce some of the overwhelm, we found a super savvy way to plan out purchases.
My friends… allow me to introduce you to the “Notes” app.
The “Notes” apps makes it extremely easy to share and sync your page with someone else. So you may start a list and share it with whomever, and jointly, make edits and update where you see fit. One of my favorite features of this app, is the ability to add check boxes. So, if you purchase any of the items, you may check it off.
Here’s how we used the app to list our future purchases.
We began by listing all the household basics… And I mean basic, for instance:
- Laundry Detergent
- Water Filters
- Paper Towels
Then, we listed all the things we wanted to add to the house to make it more homier. This included:
- Printing out those wedding photos (from “eh hem” 2 years ago).
- Chairs for the front patio.
- Twin bed for the guest room.
- And so on.
Then, there were the things we listed that felt like completely spoiling/other necessities. Including:
- Car Detailing
- Carpet Shampooing
- Sound bar
By the way, this is totally possible with any app that uses a cloud/syncing service. Generally, I am a pen and paper girl; but, planning expenses has never been so painless until now.
After listing all the expenses, make a plan to tackle! We purchased all the bare necessities (first category). Then, made a plan to purchase the other things gradually. Since, we are also building our emergency fund, we set aside a small margin for purchasing the listed items.
I hope this helps you feel a whole lot less overwhelmed as you plan your expenses together!
I would love to hear some of the tools you have used to get on the same page & plan future purchases.